Buying your first home is exciting, but choosing the right loan can be daunting, especially because there are hundreds of different products on the market. I can help you find the right loan to suit your circumstances. Personally, I think the hardest part is finding the right property, which is why I encourage you to spend your time looking for the home, not the loan. Make sure you arrange a pre approval (so you know how much you can borrow) before you seriously begin house hunting and make any offers.

I will answer your questions:

• how much can I borrow?
• which lenders will lend me more?
• how much deposit do I need?
• what if I don’t have a deposit?
• am I eligible for the First Home Owners Grant?
• what is lenders mortgage insurance?
• what government fees are payable?
• what will my repayments be?
• what type of loans are there?
• what documentation do I need to apply?

If you need assistance with any of the above questions, please get in touch and I will be happy to help.